We represent many clients who are struggling with debt. Bankruptcy is often the best choice for them to get back on their feet financially and begin to save.
Many Americans struggle with their credit score. Late payments, a high debt-to-income ratio and defaults can lower a credit score for years.
Tips for families considering bankruptcy
Many people who are burdened with consumer debt are afraid to file bankruptcy because of the negative connotation of bankruptcy. They believe that bankruptcy is an automatic blemish on their credit history which will not go away for 10 years or more, if ever. This simply is not true.& ;